? Rising mortgage rates have made home buying a challenge over the past few years, but there's good news—rates are starting to drop in 2024. According to Freddie Mac (Federal Home Loan Mortgage Corporation), rates recently hit their lowest point this year, offering hope for potential buyers. So, what can you expect moving forward?  ? Mortgage Rate Forecasts for 2024   Experts predict that mortgage rates will continue to trend downward ... read more

In a city known for its iconic skyline, a new beacon of sophistication and luxury is on the rise. Cello Tower, the first new residential high-rise in Las Vegas in over a decade, is set to redefine urban living in the heart of Symphony Park, the city’s cultural and arts epicenter. Already celebrated in publications like Mansion Global, Wall Street Journal, Robb Report, and Las Vegas Review-Journal, Cello Tower has achieved $85 million in sales, marking it a monumental success in the city’s real estate la... read more

Las Vegas has long been known as a high-growth region with a population now approaching 2.4 million.[1] This growth is reshaping the real estate development industry in numerous ways. Beyond the leisure and hospitality sector, Las Vegas is rising in prominence as a regional economic engine, hosting important businesses from logistics to medicine and data centers. By 2040, CBER forecasts the area’s population to reach nearly 3 million.[2] Along with that growth, the rapid expansion in real estate development w... read more

What is PMI? Private Mortgage Insurance (PMI) is a type of insurance that conventional mortgage lenders require from borrowers who make a down payment of less than 20% on their home. This insurance protects the lender in case the borrower defaults on the loan. PMI is typically added to your monthly mortgage payment and can range from 0.58% to 1.86% of the original loan amount annually. For instance, using NerdWallet’s PMI calculator, if you have a $400,000 mortgage with 10% down you could be paying around $4... read more

If homeownership is on your future goals list, you're likely working hard on your savings. A crucial part of this journey is having a plan in place for costs like your down payment, closing costs, and more. Here are some effective strategies to help you speed up the process and explore additional assistance options. Create a Detailed Budget Start by creating a detailed budget that tracks all your income and expenses. This will give you a clear overview of your financial situation and help you identify areas where... read more